Approval in as little as an hour
Submit a complete file and approval can take as little as an hour. Once you sign, funds can arrive the same day.
Revenue-based business fundingSpan the gap
Span the gap
to your next move.
Working capital from $10K to $2M for growing businesses. Apply in minutes, get approved in as little as an hour, and see your full cost before you sign.
- Applying won't affect your credit score
- No collateral required
Subject to review, approval and completed documentation. Approval and funding timing are not guaranteed.
$10K–$2MFunding amounts
1 hourApproval in as little as
3 monthsOf bank statements to apply
$0Application fee
Application fee only. Full funding cost and collection terms are shown in the offer. Timing varies.
Why Nextspan Capital
Capital that keeps pace with your business.
Start with your business’s current revenue and cash flow. Review your options and the full cost before you decide.
Clear, upfront terms
Your offer shows the amount, the total cost and the payment schedule before you sign. No hidden fees.
Collections, explained
Review how collections relate to your revenue, including the schedule and reconciliation provisions in your agreement.
A real person
Ask the funding team about your file, the offer and what happens after funding. Know who to contact before you accept.
How it works
Apply. Review. Get funded.
A straightforward path from applying to putting capital to work.
1Apply
2Review
3Approved
4Funded
Funding is subject to approval, accepted terms and completed documents. Timing varies.
What business owners use it for
InventoryEquipmentPayrollExpansionMarketingRenovationsSeasonal gapsNew contracts
Industries we fund
Built for the people who keep Main Street running.
From job sites to dining rooms, we fund businesses across dozens of industries. Here are a few we work with every day.
Concept images, not actual customers. Industry examples do not imply approval.
Requirements
See if you qualify.
If your business meets these basics, you're likely a fit. Good credit helps, but it isn't the deciding factor.
- 6+ monthsIn business
- $15K+Monthly revenue
- U.S.-basedBusiness with a business bank account
- 3 monthsOf recent bank statements
FAQ
Questions, answered.
Can't find what you're looking for? Email us at [email protected].
For your security, do not send bank statements or personal information by email until a secure submission channel is confirmed.
What is a revenue-based business advance?
A merchant cash advance (MCA) provides capital in exchange for a purchased portion of future business receivables. Collection terms are set out in your agreement. Review the amount, full cost, collection schedule and reconciliation provisions before accepting.
How quickly can I get funded?
Once we have your application and bank statements, approval can take as little as an hour. After you accept and sign, funds can reach your business bank account as soon as the same day.
Will applying affect my credit score?
No. We use a soft credit inquiry to review your application, which doesn't affect your score. Our decisions focus mainly on your business's revenue and cash flow.
What do I need to apply?
Basic business and owner details, plus your last three months of business bank statements. For larger amounts we may ask for a few additional documents.
How much does it cost?
Cost depends on your business's revenue, history and the amount you need. Every offer shows the total amount you'll repay and your payment schedule up front, so you know the full cost before you sign.
Can I get more funding later?
You may be considered for additional funding after a new review. Eligibility and terms depend on the business at that time; renewal is not guaranteed.
Ready for your next move?
Apply in minutes. Get approved in as little as an hour.